Bankruptcy legislation can be quite complicated, as a result of the Bankruptcy Abuse Prevention and Consumer Protection Act which was passed in 2005. But there's no requirement to be discouraged. A professional bankruptcy attorney can help you through the procedure step-by-step.
In order to file, you'll first need to complete the following:
Approaches evaluation
The means test determines whether you qualify for Chapter 7 according to your own income level.
Credit counselling
After you pass the means test, you must have credit counseling briefing before you can file for Chapter 7 or Chapter 13. A bankruptcy attorney can set you up with a qualified credit counselor.
Debtor education
Before your debts may be discharged, you must enroll in debtor schooling, otherwise called a financial management course. Again, a lawyer can help you handle this section of the procedure.
Worried about the needs? Permit a DebtStoppers bankruptcy lawyer handle them ! Our lawyers can assist you through the preliminary bankruptcy process and answer some questions along the way.
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